Effective Date: July 31, 2025

Life Insurance Allies, a brand owned and operated by Pipeline Partners, LLC (“Life Insurance Allies,” “we,” “our,” or “us”), provides online insurance resources, quote tools, and connections to licensed agents who can assist with life insurance, final expense, and other related insurance products. These Terms & Conditions (“Terms”) govern your use of our website and services (“Site”).

By using this Site, you agree to these Terms, our Privacy Policy, and all applicable laws. If you do not agree, do not use this Site.

1. Use of Our Website

You may use the Site only for personal, non-commercial purposes. You agree not to:

• Provide false or misleading information

• Attempt to disrupt the Site or its security

• Use the Site to harass, defraud, or violate the rights of others

• Copy, distribute, or reverse-engineer any part of the Site

• Use automated tools to scrape or extract data without authorization

We may suspend or terminate your access at any time for violations of these Terms.

2. No Insurance Guarantee or Advice

Life Insurance Allies is not a licensed insurance agency. We operate as a marketing and lead-generation brand under Pipeline Partners.
We:

• Connect users with licensed insurance agents and carriers

• Provide general educational information

• Do not guarantee approval for any policy

• Do not provide legal, financial, or tax advice

Any quotes or recommendations come directly from a licensed agent or carrier, not from Life Insurance Allies.

3. Consent to Contact (TCPA Compliance)

By submitting a form or requesting information through the Site, you provide express written consent for Life Insurance Allies and its partners—including Pipeline Partners, licensed agents, and affiliated marketing partners—to contact you via:

• Phone calls

• Text messages (SMS/MMS)

• Email

• Automated dialing systems

• Recorded lines

Your consent is not required to purchase insurance.
You may opt out at any time by replying STOP to SMS messages or contacting us directly.

Standard messaging and data rates may apply.

4. Accuracy of Information

You agree that all information you submit is:

• True

• Accurate

• Current

• Complete

Providing false information may result in denial of services or referral to licensing authorities in cases of fraud.

5. Third-Party Agents, Services & Links

Our Site connects you to independent third-party agents and carriers.
We are not responsible for:

• The actions or advice of these third parties

• Any quotes, decisions, coverage options, or policy outcomes

• The content or practices of external websites

Your interactions with third-party agents or carriers are governed by their terms and privacy policies.

6. Intellectual Property

All branding, text, graphics, logos, layouts, and content on this Site belong to Life Insurance Allies and Pipeline Partners, LLC.

You may not copy, reproduce, or distribute any content without written permission.

7. Disclaimer of Warranties

The Site is provided “as is” and “as available.”

We do not warrant that:

• The Site is error-free or uninterrupted

• Information provided is always accurate or complete

• Quotes or policy information will meet your expectations

Use of the Site is at your own risk.

8. Limitation of Liability

To the fullest extent permitted by law:

Life Insurance Allies, Pipeline Partners, LLC, and our affiliates shall not be liable for any:

• Losses

• Damages

• Claims

• Errors

• Delays

• Third-party actions

This includes direct, indirect, incidental, punitive, or consequential damages.

Your sole remedy is to stop using the Site.

9. Indemnification

You agree to indemnify and hold harmless Life Insurance Allies and Pipeline Partners from any claims arising from:

• Your use of the Site

• Your violation of these Terms

• Your interaction with third-party agents or carriers

10. Changes to the Terms

We may update these Terms at any time. Changes take effect when posted to the Site.

Your continued use of the Site means you accept the updated Terms.

11. Governing Law

These Terms are governed by the laws of the State of Utah, without regard to conflicts of law.

Any disputes must be resolved in courts located in Utah County or Salt Lake County, Utah.

12. Contact Us

Life Insurance Allies
Owned & Operated by Pipeline Partners, LLC
Address: 3049 W. Executive Parkway, Suite 300, Lehi, UT 84048
Phone: 385-518-1919
Email: compliance@lifeinsuranceallies.com